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Preparing Investment Properties for Severe Spring and Summer Weather

The weather is warming up and now is great time to help your clients prepare for upcoming risks that come with spring and summer weather. It may be surprising how much advance planning is necessary. Thunderstorms, flooding and tornadoes are approaching, so how can you relay the importance of this preparedness to your investors and clients?

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Basic vs special form insurance coverage

Basic vs Special Form Coverage

Basic, Broad, and Special are the three industry-wide property coverage forms available to investors. There can be up to a 30% difference between these policy forms. Ultimately, it is up

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2022 Insured loss _ REIP

2022 Insured Loss Events in Review

It has been another chaotic year for the property insurance market. Many investors and homeowners have recently experienced required increases to insurance value, premium increases, or both. The last few

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Burst Pipe

Is It Covered? Burst Pipes

It is commonly assumed that water damage resulting from a burst pipe is covered under all policies. However, Water Damage as a result of a burst pipe is NOT covered

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Insurance Coverage for Vacation Rentals

Thanks to the explosion of platforms like Airbnb and HomeAway, property owners have found new ways to make money, but it’s also raising important questions about the appropriate insurance coverage needed to protect these investments.

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Is It Covered? Liability for Non-Covered Items

Generally, if an item is excluded from the Property Coverage on your investor client’s property, it is likely not covered in their Liability Coverage either. Keep in mind that while your client’s Property Coverage protects damage that happens to their investment property, (i.e., the physical building), Liability Coverage protects their financial well-being associated with that property.

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