Contractor Coverage Backed by Trusted Expertise  

REInsurePro’s proficiency in residential REI insurance perfectly aligns with REInsurePro Specialty’s focus on commercial insurance for investors and their partners. Together, they bring you GCGuard– flexible E&S market access for small and medium-sized residential and commercial contractors. 

Contractors GL

  • Paper GCs

  • Specialty Trade GCs in the residential construction/remodeling space 

  • Custom Home Builders

  • New ventures with prior experience

  • Targeting accounts up to $10MM in annual receipts

Residential Roofers GL

  • Some commercial roofing is acceptable– no hot tar or torch down  
  • Roofing contractors responding to storm damage- “storm chasers” considered 
  • No proportional limit on insured subcontractor costs  
  • New ventures with prior experience  
  • Targeting accounts up to $10MM annual receipts  

Nonstandard Artisans- Over 100 GL Classes available including

  • Plumbers | HVAC | Electricians 
  • Solar Panel Installation | Power Washing 
  • Carpenters and Framers | Concrete Work 
  • Handyperson Services | Alarm System Installation 
  • Excavation and Grading of Land 
  • Swimming Pool (installation, service, or repair) 

Key Benefits

A-Rated Carriers

Brokerage Market Access

In-House Binding Authority

Ancillary Lines for Certain Classes

Direct Access to Select E&S Markets

Expert Underwriting and Support

Hit List

North Carolina – GL

  • General Contractor with 30% subcontracted work
  • New residential home builder, including custom and spec homes
  • 16 years in business
  • Annual premium – $17,500 including taxes & fees

Texas – GL

  • General Contractor with 100% subcontracted costs – no employees
  • Residential and commercial remodeling contractor
  • 4 years in business, 10 years in the trade
  • Annual premium – $2,702 including taxes & fees

Pennsylvania – GL

  • General Contractor with 100% subcontracted costs – no employees
  • Fix and flip residential homes
  • New venture, 15 years in the trade
  • Annual premium – $1,368.63 including taxes & fees

California – GL and Excess Liability

  • General Contractor with 100% subcontracted costs – no employees
  • Interior and exterior residential remodeling
  • 6 years in business, 10 years’ experience
  • Annual Premium – $5,301 including taxes & fees

Pennsylvania – GL

  • Roofing & Siding Contractor with 90% subcontracted work – 16 employees, including sales team
  • 10 years in business
  • Annual premium – $43,070 including taxes & fees

Montana – GL

  • Licensed Master Plumber – no employees
  • Residential plumbing
  • New venture, 15 years in the trade
  • Annual premium – $1,378 Admitted Carrier

Missouri – GL

  • General Contractor with 50% employee payroll and 50% subcontracted costs
  • Interior/exterior residential carpentry, painting, siding, flooring
  • 8 years in business, 41 years in the trade
  • Annual premium – $3,958 including taxes & fees

Oklahoma – GL

  • General Contractor with 20% employee payroll and 80% subcontracted costs
  • Residential roofing tear-offs and replacement
  • 4 years in business
  • Annual premium – $5,698 including taxes & fees

Missouri – GL

  • General Contractor with 100% subcontracted costs
  • Interior residential remodeler
  • 5 years in business, 25 years in the trade
  • Annual premium – $4,788.46 including taxes & fees

Michigan – GL

  • General Contractor with 100% subcontracted costs
  • 50/50 Residential and commercial remodeling
  • 1 year in business, 10 years in the trade
  • Annual premium – $3,712.50 including taxes & fees

Illinois – GL

  • Roofing Contractor with 100% subcontracted costs
  • 100% Residential; 90% re-roofing
  • 10 years in business, 20+ years in the trade
  • Annual premium – $7,316.00 including taxes & fees

Texas – GL

  • General Contractor with 100% subcontracted costs – no employees
  • Interior and exterior residential remodeling with roofing
  • 7 years in business, 21 years in the trade
  • Annual premium – $5,178 including taxes & fees

Nebraska – GL

  • General Contractor with 100% subcontracted cost – no employees
  • Commercial siding and guttering installation with roofing
  • New venture, 20 years in the trade
  • Annual premium – $8,565 including taxes & fees

Coverage
Availability

Key Contacts

Seth

Seth Markum

SVP, REInsurePro Specialty
seth@reinsurepro.com

Josh Mahoney_NREIG 400x400

Josh Mahoney

How would you like to submit?

Online

Get in touch with your Underwriter quickly.

  • ACORDs, Supplementals, and Loss Runs are optional uploads
  • Speak with your Underwriter same day (in most cases)
  • Signed application and Loss Runs required to secure a bindable quote

Email

A complete submission by email should include:

  • ACORD 125 & 126
  • Contractor’s Supplemental Application and Class-Specific apps (if applicable)
  • Loss Runs or NKLL (if new venture)
  • Target premium and markets approached

Become an Agent

Please select the correct application method for you interests.

BeautyGuard & REInsurePro

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BeautyGuard Only

If you are ONLY interested in gaining access to BeautyGuard’s program, send us an email!