General Liability Insurance for Artisan and General Contractors 

Complete submissions should include ACORD forms 125 & 126, contractors supplemental application, and Loss free or currently valued loss runs of 3-5 years. 

Coverage Details

  • General liability limits up to $5M/$5M (for most classes)

  • Products and Completed Operations

  • Broad contractual liability offering

  • Blanket AI coverage enhancement included at no extra charge

  • Written on non-admitted paper with an “A” rating by AM Best 

Acceptable Risks

  • 100+ contractor classes of business including, but not limited to:   

    • Artisans/trade contractors   
    • Custom home builders  
    • Commercial general contractors   
    • Remodelers   
      • Residential remodeling contractors (interior only, non-structural) 
      • Residential remodeling and commercial tenants improvements contractors  
      • Commercial-only tenant improvements contractors  
    • Residential general contractors   
    • Paper contractors  
    • Specialty contractors (roofers, waterproofers, welders)   

Coverage
Availability

Agent Benefits

1.

Fast proposal turnaround 

2.

Expert underwriting & support  

3.

 

Excellent claims service with 24/7 reporting  

Underwriting
Requirements

  • Completed ACORD forms 125 & 126 (including detailed description of operations performed)

  • Completed contractors supplemental application (paper or online) – Download here

  • Loss free or currently valued loss runs (3-5 years) 

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