REInsureProHab Logo with TM

REInsurePro’s property & liability insurance program for apartment complexes. 

REInsureProHab - Insurance for Multi-Family Properties With 21+ Units

Backed by REInsurePro’s expertise in building and delivering niche insurance programs for investment properties, this product offers tailored underwriting, stability, and scalable protection to multi-family residences. Coverage is underwritten by an AM Best “A-” rated carrier. 

REInsureProHab is an annual insurance policy.  

Dwelling Coverage

REInsureProHab’s dwelling insurance protects the property from direct physical damage, such as: 

  • Fire
  • Lightning
  • Windstorm & Hail
  • Vandalism
  • Theft
  • Named Windstorm
  • And more


Investor clients have their choice of Basic and Special Form coverage.


Up to $15MM in Total Insured Value.

Liability Coverage

REInsureProHab’s liability coverage can protect investors from claims that may occur at the property. Loss examples include:

  • Slip-and-fall accidents
  • Carbon monoxide leaks


Coverage extends to pools, club houses, shared laundry spaces, etc., provided they meet code.


Limits starting at $1MM per occurrence, $2MM aggregate– up to $2MM per occurrence, $4MM aggregate available.*


*For locations that meet underwriting guidelines.

Acceptable Risks & Requirements

  • Available for multi-family properties with 21+ units
  • Available for properties built in 1980 or newer, 1990 or newer for Texas locations
    • Older buildings that have undergone a total, downtothestuds renovation (including wiring, plumbing, etc.) will be considered 
  • Mixed-use locations with light commercial exposure are eligible 
  • California and Colorado properties must meet qualifying wildfire score 
  • Florida and other Tier 1 locations subject to XNS 

Coverage
Availability

This program is not available for properties in Alaska, Hawaii, and Los Angeles County.

California and Colorado properties must meet qualifying wildfire score 

Florida and other Tier 1 locations subject to XNS .

Optional Additional Coverages

The following coverages may be added to your client’s REInsureProHab Policy:

Request a Proposal

Property submissions are accepted via email at Programs@REInsurePro.com.

Get Appointed

Do you have clients that could benefit from REInsureProHab’s offering? We are actively seeking independent insurance agents to partner with.

Questions? Please contact Seth Markum at Seth@REInsurePro.com

Become an Agent

Please select the correct application method for you interests.

BeautyGuard & REInsurePro

If you are interested in gaining access to BeautyGuard AND other REInsurePro programs, fill out the application below.

BeautyGuard Only

If you are ONLY interested in gaining access to BeautyGuard’s program, send us an email!