In addition to regular inspections, smoke alarms, fire suppression tools, and emergency planning are crucial components in protecting tenants from a fire. In fact, these life-saving measures can cut potential fire deaths in half.
For your investor clients, these steps don’t just save lives, they also help reduce the severity of losses and claims. Share these tips with your clients as a reminder that proactive fire prevention is both a safety measure and a smart risk management strategy for protecting properties, tenants, and investments.
Alarms & Fire Suppression Tools
Smoke alarms and CO detectors
The importance of maintaining smoke alarms and carbon monoxide detectors in working order inside rental properties cannot be overstated. The National Fire Prevention Association finds that the presence of functioning smoke alarms cuts the risk of home fire deaths in half. Additionally, CO detectors are the only reliable safeguard against carbon monoxide, as this gas is colorless, odorless, and tasteless.
Alarms should be placed inside each bedroom, outside each sleeping area and on every level of the home, including the basement. On levels without bedrooms, alarms should be placed in the living room or den and near stairways. Installing interconnected alarms is recommended by the NFPA because when one alarm sounds, they all sound, alerting the occupants no matter where they are located in the house.
Alarms and detectors should be tested monthly and standard batteries should be changed at least twice a year—Daylight Saving Time is a good reminder to do so. Some newer alarms come with five or 10-year batteries, but they still need to be tested regularly. The detectors themselves will also need to be changed out periodically—the typical life of a detector is 10 years. Smoke alarms and CO detectors are often required by city code, so investors should be sure to follow any local guidelines as well. Lastly, many insurance policies (including those that power the REInsurePro program) require working smoke detectors as a “protective safeguard” in order to honor a fire claim, so make sure your clients are aware of this requirement.
Click here to download a Smoke Detector Maintenance Log to share with investors.
Fire extinguishers
Fire extinguishers can help put out small fires before they become uncontrollable, so it’s imperative for investors to provide them in their rentals. Investors should be sure to educate tenants on how to properly use them prior to moving in. There are five classes of extinguishers, but ABC or BC are multi-purpose and can put out a variety of fires, so they may be the best choice for this scenario.
Fire Extinguisher Classes:
- A: ORDINARY MATERIALS – WOOD & PAPER
- B: FLAMMABLE LIQUIDS
- C: ELECTRICAL FIRES
- D: METALS
- K: COOKING OILS
Fire Extinguisher Placement
- In the Kitchen*
- In rooms where sources of heat such as fireplaces, a room heater or pellet stoves are located*
- Each floor of the home, including the attic and basement
- The garage
- Bedrooms
*Keep extinguishers a safe distance away from heat sources.
StoveTop FireStop
This inexpensive fire suppression device can help put out a stove top fire before the cook has time to grab a lid or standard extinguisher. StoveTop FireStop products are positioned above the stove and the flames activate a small fuse on the bottom of the container, which then releases extinguishing powder down onto the stove. There is also a loud “pop” when the container opens which can alert the distracted cook so they can return to the kitchen to turn off the burners. Your investor clients can learn more about StoveTop FireStop HERE.
Fire Escape Plans & Practice Drills
Your client knows the floor plan of their property better than anyone, and probably looked at it carefully before their purchase. Investors should share what they know with their tenants. Two escape routes should be identified out of each room, if possible, and tenants should be advised to keep these escape routes unblocked when they are placing furniture. Tenants may roll their eyes at their landlord’s “Safety Sam” ways, but this advice could save their life!
No one expects your investor clients to be there to run fire drills for their tenants, but they can lead their tenants to information about fire escape planning for their safety and the safety of the investor’s property. The NFPA has many resources on their website. Click HERE for their page on Basic Fire Escape Planning.
